Commercial Owner Occupier Mortgages

Commercial Owner Occupier Mortgages

Commonly referred to as “business mortgages” these mortgages are for companies, partnership or individuals purchasing or re financing property that is used as their business premises. The premises may be for example:

  • Retail ie shop,
  • Offices,
  • Industrial warehouses or factories,
  • Healthcare ie nursing home,
  • Leisure ie hotel, pub,
  • Educational ie children’s nursery, private school.

We have a wide range of lenders who operate in this sector from prime high street and building societies through to specialist niche funders and even exclusive limited status lenders. Our experienced underwriters will provide the best possible commercial funding solution taking into account your clients needs and status.

Loan structures can include:

  • Interest only mortgage periods.
  • Long term repayments mortgages with term up to 25 years.
  • Split loans with part interest only and part capital repayment.
  • Fixed, variable rates and cap / collar hedging instruments.

Terms and rates are not uniform and will depend on the overall proposition. Presentation is very important in this sector to highlight the strengths of the proposal and to justify the lending. Our wealth of experience and market knowledge enables us to present and negotiate the best possible rate and terms for each proposition.

We would be delighted to assist you with your requirements. For a no obligation chat and indication of what we may be able to achieve please call us on 0330 058 3981 or email us at: enquiries@cms-comm.co.uk