Mortgage Guide

Commercial Investment Mortgages
Max LTV
Up to 70% omv
Criteria Points
Loan amount dictated by Rental Income
Investor Experience
Interest Rates + Fees
From Base/Libor +3.75%
Lenders fee typically 1.5% – 1.75%
Interest only + Capital repayment available
Commercial Owner Occupied Mortgages
Max LTV
Up to 80% omv
Criteria Points
Full Status - Accounts Required
Sector Experience
Interest Rates + Fees
From Base/Libor +3.25%
Lenders fee typically 1.5% – 1.75%
Interest only + Capital repayment available
Semi Commercial Investment, Owner Occupied Mortgages
Max LTV
Up to 75% omv
Criteria Points
Full Status or loan based on rental income, Experience
Interest Rates + Fees
From Base/Libor +3.25%
Lenders fee typically 1.5% – 1.75%
Interest only + Capital repayment available
Residential Investment Mortgages
Max LTV
Up to 75% omv
Criteria Points
Loan based on rental income
Experience
Interest Rates + Fees
From Base/Libor
Lenders fee typically 1.5% - 2%
Interest only + Capital repayment available
Bridging Finance
Max LTV
Up to 70% of 90 day value
Criteria Points
Fast Track
Interest Rates + Fees
From 1%
Lenders fees 2% – 4%
Term up to 24 months
No redemption penalties
Specialist Products
Max LTV
Up to 70% of 90 day value
Criteria Points
Fast Track
Interest Rates + Fees
From 12%
Lenders fee typically 3% – 4%
Interest only, Term up to 5 years
No redemption penalties

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