Residential Investment Mortgages
We can provide private and limited company landlords, , with funding for Houses in Multiple Occupancy (HMO), portfolio’s and conversions . Loan size in this sector will be driven by the rental achieved which is then stressed to arrive at a funding level. Rates and stress levels vary across the marketplace and will take into account the following:
- deposit or equity,
- investor status and experience.
We have a wide range of lenders who operate in this sector from prime high street to specialist niche funders, semi exclusive schemes and exclusive limited status lenders.
Loan structures can include:
- Interest only mortgage periods of up to 10 years.
- Long term repayments mortgages with term up to 25 years.
- Fixed, variable rates and cap / collar hedging instruments.
To assist you in giving broad terms to your customer please refer to our Commercial Mortgage Terms Guide which we update regularly or of course please feel free to contact one of our advisors on 0845 873 8706