Commercial Mortgage Terms Guide

Commercial Investment Mortgages:
Max LTV Criteria Points Interest Rates + Fees
Up to 70% omv
  • Loan amount dictated by Rental Income
  • Investor Experience
  • From Base/Libor +3.75%
  • Lenders fee typically 1.5% - 1.75%
  • Interest only + Capital repayment available

Commercial Owner Occupied Mortgages:
Max LTV Criteria Points Interest Rates + Fees
Up to 80% omv
  • Full Status
  • Accounts required
  • Sector Experience
  • From Base/Libor +3.25%
  • Lenders fee typically 1.5% - 1.75%
  • Interest only + Capital repayment available

Semi Commercial Mortgages, Investment   Owner Occupied:
Max LTV Criteria Points Interest Rates + Fees
Up to 75% omv
  • Full status or loan based on rental income
  • Experience
  • From Base/Libor +3.25%
  • Lenders fee typically 1.5% - 1.75%
  • Interest only + Capital repayment available

Residential Investment Mortgage:
Max LTV Criteria Points Interest Rates + Fees
Up to 75% omv
  • Loan based on rental income
  • Experience
  • From Base/Libor
  • Lenders fees typically 1.5% - 2%
  • Interest only + Capital repayment available

Bridging Finance:
Max LTV Criteria Points Interest Rates + Fees
Up to 70% of 90 Day Value
  • Fast Track
  • From 1% per month
  • Lenders fees 2% - 4%
  • Interest only
  • Term up to 24 months
  • No redemption penalties

Specialist Products:
Max LTV Criteria Points Interest Rates + Fees
Up to 70% of 90 Day Value
  • Fast Track
  • From 12%
  • Lenders fees typically 3% - 4%
  • Interest only
  • Term up to 5 years
  • No redemption penalties
Please note some schemes may have redemption penalties

For further information or more detailed term please call 01425 652006 or email: cms@cms-comm.co.uk